Phishing :: Computer Hacking Scams

Phishing The Oxford pocket dictionary defines phishing as the activity of defrauding an online account holder of financial information by posing as a legitimate company. This is what phishing is known for now in today’s internet driven world but it was not always the case. Phishing actually predates computers. Some people did it over the phone for years and they called it social engineering. So why would someone think of phishing some one? There is a simple reason: to exploit people. These people are commonly known as scam artists. What these phishers normally do is send out millions of scam emails posing as something or someone who they are not. Normally they hope for a few people who received the email to respond to them by clicking the fake website and provide them with financial and or personal information. Also, anyone who has an email address is at risk of being phished. People can increase their risk of being targeted if their email is posted on a forum or website. The people phishing can also get many more email addresses by using a spider. A spider is something that searches through many websites and saves an innumerable number of email addresses, every one it can find. So in a nut shell, phishing is very profitable for criminals because, they can attain millions of email addresses and potentially set them up for an attack at relatively no cost to themselves (Be al, 2006). There are some key factors and elements that one needs to help recognize if they are being phished. This scam often has three key elements or factors that will come about when someone is planning an attack. First, when checking your email and look to see who the email is sent from. It will often be from a legitimate company’s address. If the email address looks suspicious then be wary, but this is an easy obstacle for phishers to climb over. It is very quick and easy for someone to change the â€Å"from field† in most email clients to trick the person receiving the emails. Second, the email almost always will contain very similar images or logos that have been copied off of the real company’s website. Third, upon opening the email, it will have a link along with text saying you should click the following link to make sure the personal information is correct. When trying to determine if you are part of a phishing experiment, there are many little things you mig ht want to notice.

Buying Cycle

The Buying Cycle refers to the key events and the processes in which the fashion buyer is involved in order to  buy a garment range for a retail or a mail order company. ? The length of the buying cycle varies from company to company. It usually takes a year between reviewing the current season’s sale and delivering the product into stores. Fashion Industry traditionally splits the year into two main seasons; * Spring/Summer- February- July Autumn * Winter- August  ± JanuaryThe competitive and constantly changing fashion business requires a more frequent introduction of merchandise, resulting in most stores introducing new ranges many times in between these two main seasons. The occurrence and the names of sub-seasons vary from company to company. Sub-Seasons Seasons| Approximate Durations (with Overlaps)| Spring Transition| mid Jan – Feb end| 6 weeks| Spring| Feb beg – Mar end| 8 weeks| Spring Promo| Apr beg – mid Apr| 2 weeks| Summer 1| mid Apr †“ May end| 6 weeks| Summer 2| mid May – mid July| 8 weeks|Summer Sale| mid July – Aug beg| 2 weeks| Autumn Transition| mid July – Aug end| 6 weeks| Autumn| Aug beg – Sept end| 8 weeks| Winter 1| Oct beg – mid Nov| 6 weeks| Winter Festive/Holiday| mid Oct – mid Nov| 3 weeks| Winter 2| mid Nov – Jan beg| 6 weeks| Winter Sale| Jan beg – mid Jan| 2 weeks| PHASES – Various ranges introduced within the season. TRANSITIONALS – Ranges which bridge the gap between one season and the next season. The Buying Cycle Review of current Season’s sales Budget Planning Comparative Shopping Directional Shopping Sourcing for product developmentRange planning Garment samples sourcing for range Pre Selection of garment samples Price negotiation with suppliers Final Range Selection Placing orders for ranges Pre production sampling & approvals Bulk garment manufacturing Delivery of products to the retailer Purchase by customer R eview of current season’s sales *In the current scenario buyer works simultaneously for three seasons with very challenging workload. Buyer handles three buying cycles which overlaps at one time – Review of sales of on going season, Range planning for the ext season & Pre production approvals for the coming seasons. Review of current Season’s sales This review often takes the form of presentations to the buying team and the design department team if the company has one with samples of garments from the range which was in stores last season and analysed. QC department may contribute to the meeting by commenting on any technical problems which may explain low sales figure, for instance colour or fit in production differing from the catalogue photograph of the garment.After sales review meeting, Buyer is armed with the knowledge of which styles the customer currently likes and dislikes and a framework of successes to build upon for the new season. So a rough idea o f a new range plan can start to be penciled in.? This whole exercise is further gets the flavor of current trends, PESTEL influence and affected by Next season’s forecasting. They may also be learnt from other buyer’s sales figures, so if a new fabric or colour has been trialed in another product, the buyer can decide whether or not to run it too. Budget PlanningMerchandisers usually plan budgets in conjunction with buyer. The framework of the budget is based largely on the last season’s performance as discussed at the range review. Comparative Shopping * Often referred as comp. shop. * Under taken at the beginning of each season and continues with once a month visit. * Buyers & Designers are involved. * Starts with the looking at current merchandise in the stores of competitors which sell comparable ranges. * Report will be produced with few sketches & information grid. * Analysis of missing important trends in own range. Directional Shopping Term used for trip s to gain inspiration for design concepts. * Trips depend upon the buyer’s product range & travel budget. * Buyer may visit designer RTW ranges to mass market ranges. * Makes note on key shapes, details, colors and fabric for reference. * Buyers usually have budget to buy samples which are referred as bought samples. * Designers may share responsibility of directional shopping with buyers. Sourcing for product development Garment samples are bought from different stores as during directional shopping which resemble the product range of the buyer or some new trend.Range Planning It is a stage where buyers define the detail of the range that is to be offered to the customer in terms of styling, fabric, design, suppliers and prices. Pre Selection Time after the Range planning stage at the Buyer’s end can be in form of the Line review/Range review meeting.? Garments samples featuring on the Range plan are presented. Participants are the Design, Marketing, Merchandising and QC teams. Range is reviewed vis a vis: * Styling, Colors, Price and Delivery. * Sourcing strategy regarding product and Supplier base. Period after Line/ Range reviewFinalization of the Styles , suppliers, prices for the Final Range.? Involves: * Informing suppliers regarding the styles which have been included in the final Range. * Change in styles if any. * Price re-negotiations. * Order Delivery dates re-negotiations. * Styles dropped. * Request for additional samples if required for the final range review meeting by the buyer. Final Order Placement After the Final Range Selection meeting, orders are placed with the suppliers in form of sending Purchase orders /Purchase sheets for each individual items selected to be on the range.These may be generated by the Merchandising department or by a separate Purchase department. Critical path/Time and Action Calendar for the buyer The key activities and the timelines associated with them, for processes like product development and produ ction of any item forms the critical path or the Time and Action calendar. By virtue of the T&A the various activities involved in the Product development/Production processes and the responsible party is fixed.

Sample of Selling Product Proposal

Love what you're doing when you're selling a product. The popular image of a salesperson as someone willing to â€Å"sell at all costs† is not the reality across the board in sales. A good salesperson loves sales, is motivated by what they're selling, and transfers this enthusiasm and belief to the customer. Indeed, the customer is given options, including the one to walk away, in order to avoid such undue pressure. Learn how to listen to customers and to read their body language. Avoid interrupting or disagreeing with a customer, and provide your customer with space to talk. Know how to interpret a customer's folded arms, eye contact, and manner of standing toward or away from you. Make the customer comfortable and you're off to a good start in selling your product. 2Be knowledgeable about the product. There is nothing more infuriating to a potential customer than to come across a half-hearted salesperson who claims uncertainty about what the product can and can't do, what it's made from, and what happens when things in it stop working. It is absolutely vital to know your product range inside out and if you do not know something a customer asks of you, let them know you'll find out and get back to them as soon as possible. 3Help the customer see the perks. As well as getting good product information to the right people, it is important to translate the product's features into benefits for the customer, thus making it easier for them to buy. Have you used the product, tested it, tried it out, or worked with it–whichever is relevant? Do you feel comfortable about being able to talk to a customer as someone totally familiar with the product? Ask yourself one simple question: Why should a customer buy my product? If the only answer you can come up with is â€Å"So I can get paid,† you're selling the wrong product. 4Ensure that the product has been adequately explained. Good product information, including retail packaging, is important. Lots of salespersons and sales managers don't like to admit that sales can be completed by product information. They like to think it is their personal charm, intelligence, and determination that closes sales. For the most part, that is bunk. Not only can sales be made by product information, most sales are made this way. And this is more true today than in the past because of the proliferation of â€Å"big-box stores† and other forms of product sales without the benefit of interpersonal relationships. The product information should be informative, true and complete. Ideally, it should give the prospective buyer all the information they need to buy on the spot. For most prospects shopping without assistance, clear and easy to understand information, as described above, is important. 5Make the benefits of the product loud and clear. Besides the actual utility, beauty, or even fame of the product, what are you offering above and beyond? Make it clear to the customer what key benefits the product brings to them, such as guarantees, warranties, and after-sales service. Connecting with the Buyer 1Understand the motivations of the buyer. When presenting the product to the customer, bear in mind that most successful products and services are bought, not sold. They are bought by people who have a need, and believe that the product will satisfy that need. This is often the result of marketing rather than selling, however. Selling the product rather than just offering it for sale almost always involves an emotional component. Take some time to look at the marketing side of the product. What images and promises have been created by the marketing around the product that you're trying to sell? In what ways can you continue this theme where it seems most appropriate to maintain the promised satisfaction the marketing offers? During your presentation, confirm that your prospective buyer will want or need your product. You will need to do this through a range of methods, including observing their reactions, listening to them carefully, and asking them clear questions about what they actually need. If you're visiting your potential buyer's office, look at their wall and desk. What photos, posters, or images can you see? Are there images of family, pets, vacations that will provide you with a connection to this person's wants? 2Know how to open with a customer. Instead of asking the close-ended question â€Å"May I help you? â€Å", ask the more positive, open-ended â€Å"Are you looking for something for yourself is it a gift for someone special? † And be alert to making comments on the product before getting into a deeper discussion with the customer, such as â€Å"These long legged computer stands are really popular this summer. 3Convert the customer's motivations into the product's characteristics. In marketing, this is known as â€Å"positioning†, and it consists of equating the product with the customer's hopes and desires. The following positioning factors are all of importance when selling a product[1]: Position the product in the best spectrum of the ma rket possible. Mark H, McCormack calls this finding your â€Å"biggest bulge of buyers†, and not pitching the product too high or too low in terms of affordability and luxury. [2] Position the facts about the product according to the person you're selling it to. You may have a handful of different facts, but it's up to your skill to know which of those facts best serve each individual sale. Position the facts so that they reflect the desired perception. However, don't fudge facts or lie outright. This is about perception, not deception. Position the facts so that they transcend the product itself. This means that the desirable, positive values associated with the product sell the product and have very little to do with the product itself. Companies that excel at this include Coca-Cola, Apple, and many designer goods or labels. Understand all the aspects that feed into the end sale of a product. Advertising, merchandising, and marketing are support functions for selling. Selling is the goal of these support functions and a good salesperson needs to have a decent understanding of each of these aspects in a product's life. Read basic texts on marketing. These will quickly bring you up to speed on many of the tactics and techniques underlying ad vertising, merchandising, and marketing. In addition, texts on starting a small business will often provide useful overview information of this type. Read How to understand marketing for more details. If your product is more for work than for play, learn a little about finance to quantify its benefits. If it's for a business, learn more about accounting to explain how it will make the investors as well as the employees happy. 5Be honest. Long-term lovers of your product will only come about if you've been honest with them. This means being transparent in your delivery of product information and also admitting your own lack of knowledge or mistakes you've made where needed. Don't be afraid of honesty; it builds trust. Think like (not about) your customers. Think about what you'd like to hear and learn about the product if you were in the customer's shoes. Don't take the easy way out and brush your customer off when stock is low or your knowledge is sparse. Always make a genuine effort to follow up customer wants, and to physically take customers to a product, and demonstrate it, where possible. A customer given a hands-on demonstration will feel more involved in the sale and more likely to purchase than one who is told â€Å"It's in aisle 5 that way† and given a brisk hand wave. Closing the Sale 1Close the sale. There are many styles and methods of closing a sale. One of the most effective has the mnemonic, ABC: â€Å"Always Be Closing. † As you confirm your prospective buyer's interest in the product, put forward trial closes like, â€Å"Does this sound like the product you want? â€Å". When answered in the affirmative, this may mean you have completed the sale on that product, and it is time to build the sale with related products. 2Be prepared to give customers time to consider. Appearing overly pushy is a turn-off for many modern-day buyers who do their own savvy internet research before coming to see you. They may want to go home and do a quick online search; let them do so with your enthusiastic and supportive pitch in their mind. If you've been truthful, helpful, considerate, and enthusiastic and the information you've given them matches with what they read online, it'll be your business they come back to for the product, or your product they'll prefer over a competitor's. Improving Sales 1Spread your product information. It is important to make your product information available through as many channels as possible. Today, the range of potential placements has increased a great deal thanks to the advances in communications. Give your potential buyers many possible places to find out more about your information including in the following ways: Promote your product through representatives, dealers, salesmen, radio, TV, word-of-mouth by customers, mail and email (in various forms), distribution at trade shows, seminars, telephone, fax, computer networks, product packaging, airline magazines, retail storefronts, space ads, and the Internet. And consider the worth of product placement in movies, sports games, and other big events that are televised. Use social media. This is now a very important part of getting products out into the broader, global marketplace. Places Facebook and Pinterest can be great launching pads for your product. Use local community events. Donating your product to a local school gala for auctioning to raise school funds can be a great way to get your product known, as well as getting the goodwill from the community who recognizes your generosity. 2Get creative. Sales can only be increased by certain things over which you have control but which are not necessarily self-evident. Sometimes price changes are required; other times, you'll need tweaks to the product, or a broadening or contracting of your product range. All of this will be evident from undertaking regular inventory checks and follow ups on sales performance. Some methods to increase sales include: Selling more of your existing products to your existing customers – which probably means new sales methods will need to be implemented. Adding new products. Adding new customers. Having an exclusive product for a set period of time that everyone wants. Troubleshooting Poor Sales 1Review. At regular intervals during and after the sale of your product, there should always be a review. Is the product selling well? If not, why not? Are stocks low or are you still tripping over product that has dust on it? Bear in mind the image that slow-moving or unsold products can create in the minds of a customer. Finding dust on items tells the customer the product has been there for some time and may be outdated. Seeing the same display month in and month out suggests to the customer that the product is stale and not very popular. Always review the viability of the products with these questions: Can the product be deleted from your line if it's not selling so well? Try not to add new products until you've removed the old ones or you may just have too many choices and less leverage with which to convince the potential buyer. If you're a business owner, you also risk tying up too much of your cash in stock that has the potential to go obsolete faster than you can move it. Can you liquidate obsolete products? Can you look back over your target market and sharpen the focus? You may have been missing the best fit within the market for your product. Re-evaluate product mix, product design, product location and selling methods if your product is in severe sales decline. EditTips Know what your competitors are doing and find ways to outsell their ideas. Does your product have added features, special warranties, or a better price? Using Independent Sales Reps (working on commission only). They will sell your product and get paid only when the sale is consumed. Many resources exists to find them online. Make your prices low. You will sell lots of products and get as much money as you would've done for making your item expensive and selling very little. A database such as Microsoft Access can help you organize, reorganize, and display the information your business generates for all kinds of insights. A personal information manager (PIM) program, often part of an email program, specializes in organizing contacts. A customer relationship management [3] (CRM) program goes a step further by automating their use in marketing. For example, ACT! makes it very easy to get back to a potential customer every 30 days. Other computer programs, like OpenOffice. org are also extremely helpful in organization, running reports and similar tasks. EditWarnings Never let people into your home. It is better to have an Internet-run business where people don't have direct contact with you. It may seem hard running an Internet business, but when you get going, it is definitely worth all of the work. EditRelated wikiHows

Ethical Principles/Theories

ETHICAL PRINCIPLES/THEORIES ?Situation Ethics oSituation ethics views Pornography as moral if and only if it is used in moderation and with the right mind set of the individual to use it to benefit oneself or others in a good way. ?A married couple who are unable to show their love to each other can use a type of pornography called â€Å"cybersex† to help them cope up with the loneliness of being away from their loved one. oBut if an individual indulges his/herself into pornography to harm the people around him/her, and lets pornography destroy ones morality, Situation ethics views it as something immoral. A couple decided to film their sexual intercourse but they promised to keep it private. Suddenly the woman found out that his partner has uploaded their video on the web. ?Pragmatic Moral Principle oIn Pragmatic Moral Principle, the bottom line is the most realistic, beneficial, and useful. If we apply it in Pornography, we can indeed agree that looking at pornography as a f orm of education for adults can save more time and money, rather than going to a sexologist and other doctors of the same field. A married couple who are both inexperienced in sexual intercourse can be helped by pornography to educate them on how to deal with this field they are unaware of. ?Divine Command Theory/The Will of God oâ€Å"An act is good because God willed it to be so and bad because God forbids it. † -Samuel Von Pufendorf oThe will of God is the basis of what is moral and immoral. ?A 14 y/o boy is curious what pornography is like, and then decided to look it up on the internet.He reached a pornography site but the site requires the one should be at least 18+ y/o to enter the site. The boy then lied about his age and entered the site. ?Utilitarianism oIt may be justified if the act benefits or brings happiness to an individual and overweighs the negative effect. ?A married couple who were first unfamiliar with coitus later tried reading porn magazines to help imp rove their sex life and to help prolong their relationship.

Article on Demand and Supply Model Essay Example | Topics and Well Written Essays - 250 words

Article on Demand and Supply Model - Essay Example Nevertheless, one of the major reasons behind these frequent price hikes is increase in global cotton demand by textile firms (after improvement in global economic outlook), which is not matched due to shortfalls in supply after reduction in global cotton production. The cotton (and yarn) prices at New York cotton market have been increasing due to this demand / supply imbalance that subsequently lead to increase in prices of finished products (readymade garments, unstitched cloth, towels etc.). It is worth mentioning that there are three major cotton growing nations / producers in the world namely Pakistan, India and China. The flooding in Pakistan followed by bad weather in China and India led to depletion of cotton crops. Consequently, the cumulative global production figures came down, while the demand side recorded strong recovery since this is considered as the beginning to the end-of-recession. The high demand then pushes prices upward in New York market, where prices of cotto n futures have already touched record peaks. Indeed, the upward trend in prices started from July 2010 and over 80% increment was recorded till November 2010.

Team Building Course Research Paper Example | Topics and Well Written Essays - 1000 words

Team Building Course - Research Paper Example It must be noted here that the company is striving hard to achieve HSE standards. The staff of the planning division of Abu Dhabi Oil Company underwent a team building course to develop its work force into a team with a focused aim. The course was conducted at Abu Dhabi on 30th and 31st of November 2012. Scientifically designed managerial approach was followed to develop the work force as a good team. In order to achieve this larger objective, the course initially explored the key strengths and potential of the team. The areas where the team has to focus in terms of further development of the company were highlighted in the course. However, it is very important to identify the obstacles that current team faces in terms of having focused objectives and working towards achieving them. It is very important to overcome these blocks so that the company and the team could grow further. It becomes the responsibility of the planning division to develop strategies in order to tackle these cha llenges. These four key areas were thoroughly assessed as a blueprint of the current status of the team was created. This motivated the team to a large extent and also provided clear insight on areas of intervention and also on the organizational weaknesses. A brainstorming on each team member’s understanding of the team was conducted. This process revealed the attitude that the team members had towards the department. The team members came up with the feeling that the planning division is the Heart and Brain of ADNOC. Several strengths and characteristics of the department were highlighted. The team was found to be well connected, multi disciplined, balanced in gender, well experienced, and diverse. The inevitable role of the planning division in supporting the management with strategic inputs, training support, decision making support and technical and commercial monitoring was confirmed and highlighted. The brainstorming also brought out the strength of the database that t he division provides to support the company. It was identified that the team dynamics of the team lied somewhere between storming and norming phase. The strengths of the team were clearly defined. This motivated the team members to a large extend. Some of the important strengths of the team which were identified were its cooperative and coordinative nature, its foreseeing and analytical capacity. The communicative precision of the division along with its hardworking nature and self motivation were specially highlighted during the course. The team’s capacity to serve as the data source for all the other divisions of the company was identified as one of its very distinguishable strengths. The planning division acts as the focal point for every other activity of the company. This, however, prevails as the strength of the division. A major step in developing the performance of the team and improving its efficiency is formulating strategies in overcoming those blocks which hinder the perusal of organizational objectives. One of the major lacunas in the operational effectiveness of the team was pointed out to be the increased delivery time on information. It was identified that this increased the time required for the completion of a particular activity, which resultantly altered the whole action plan. A contrary opinion on the motivation level in relation with the team being referred as a well motivated

Family violence Research Proposal Example | Topics and Well Written Essays - 750 words

Family violence - Research Proposal Example In this regard, Tjaden and Thoennes (2000) notes, â€Å"Approximately 1.3 million women and 835,000 men are physically assaulted by an intimate partner annually in the United States† (p. 34). The primary victims of these violence and crimes in the families are mostly women and children. In 2001, â€Å"intimate partner violence made up 20% of all nonfatal violent crime experienced by women† (Rennison, 2003). Exposure of Children to family violence is supposed to have adverse impacts on their psychophysical health and cognitive development. These adverse impacts include emotional disorder and distress, delays of physiological and cognitive growth, post-trauma stress, and disruptive external behaviors such absentmindedness, aggressive behaviors and unruliness. The internal symptoms of the violence-affected children include somatic disorders, mental depression, anxiety, etc. Aim of the Study This study aims at contributing to the current literature on the impacts of family on children with new information which will help researchers, scholars and other people who are involved in intervention programs for children exposed to family violence. The author of this study will focus on the following areas: a. What are the most common causes and consequences of family violence? b. The violent partners’ perception of the effects of their behaviors on their children. c. The violent partners’ perception about the way-out of the violence. Inalienability of Family and Children’s Wellbeing from each other: A Theoretical Exploration Children’s wellbeing and sound parental relationship are closely intertwined with each other. Epistemologically, children’s wellbeing refers to an overall psychophysical growth of a child such as cognitive growth, socialization, moralization, etc. Scholars in the field of child’s development, assumes family as an entity that stimulates and facilitate a child’s psychophysical development in many explicit and implicit processes. A family, if viewed from a child-developmental perspective, can be considered as an amphitheater which contains both visible and subconscious components of a child’s growth (Lerner, 1989, p. 34). Researches in this field show that a child’s personality traits, attitude, belief, behavior are grossly influenced first by the interplays between a child and its surrounding in a family. In this regard, Marian (1995) et al says, â€Å"The family is seen as a dynamic context in which the child is both transformer and transformed† (p. 23). Consequently, ‘parenting’ –both directly and indirectly- is supposed to exert huge influence on the development of a child. In his book, Belsky (1984) focuses on what factors of parental behavior and how they influence the child-rearing and the development of a child. In this regard, Belsky as well as Bronfenbrenner emphasize on two factors, husband-wife relationship and parent -child relationship, as most influencing. In order to elucidate the reasons of child-abuse, Belsky (1984) notes, Specifically, marital relations, social networks, and jobs influence individual personality and general psychological well-being of parents and, thereby, parental functioning and, in turn, child development.† (p. 84) Importance of Healthy Parental Relationship on Children’s Wellbe